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Strong Passwords Explained.
 
Lot of people use their names or other easily guessable words as their passwords. This beats the very purpose of using a password. Dictionary word based passwords and other simple passwords can be broken very easily through brute force attacks and password cracking programs.

Hence you must make your passwords as complex as possible and also change them often. you do not want your online info or e-mail boxes broken into. also, in an increasingly IT enabled world, where bank accounts are becoming Internet enabled there is an ever increasing importance for strong passwords.

Choosing a Strong Password

A strong password is as long as possible. Always use at least six characters in your password; most systems allow up to eight characters. The longer the password, the more difficult it is to attack with a brute-force search.

Strong passwords:

bulletHave both upper and lower case letters.
bulletHave digits and/or punctuation characters as well as letters.
bulletAre easy to remember, so they do not have to be written down.
bulletAre seven or eight characters long.
bulletCan be typed quickly, so someone else cannot look over your shoulder and learn it.

You might also try using phrases for strong passwords, for example:

bulletrsKf0myH&1W2sYU - Raindrops keep falling on my head and I want to steal your umbrella.
bulletwru2rxy? - Who are you to ask why.
bulletbWiIso3! - Beware the ides of March!

A strong password is not:

bulletPersonal information such as your name, phone number, social security number, birth date or address. Even names of acquaintances and the like should not be used.
bulletAny word in the dictionary, or based closely on such a word (such as a word spelled backwards).
bulletA word with letters simply replaced by digits. For example, bl0wf1sh is not a strong password.
bulletEasy to spot while you're typing them in. Passwords like 12345, qwerty (i.e., all keys right next to each other), or nnnnnn should be avoided.

Future: Second Tier Security;
 
Passwords have their limitations hence passwords combined with other form of authentication are gaining in popularity. This like a bank ATM card will consist of a PIN code plus either a biometric based or ordinary form of card based authentication.

   
 

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